This rule detects deliberate transaction splitting designed to evade detection thresholds or regulatory reporting requirements.

The system monitors for:
1. Same card number used at the same terminal and location
2. Multiple transactions occur within a 10-minute window
3. The sum of all qualifying transactions equals or exceeds AED 10,000

This pattern indicates an attempt to break up a large purchase into smaller amounts to avoid automatic holds or reporting triggers. Structuring transactions in this manner is a common fraud and money laundering technique. All matching transactions are placed on HOLD for investigation.