# Phase 13 Sprint B & C Execution Plan

**Date:** 2026-03-28
**Phase:** 13 - Compliance, Reporting, and Settlement Maturity
**Current Status:** Sprint A COMPLETED - Sprint B/C Planning
**Target Completion:** 2026-05-09 (6 weeks remaining)

## Executive Summary

Phase 13 Sprint A delivered foundational capabilities across all tracks. Sprint B focuses on operational completion and production readiness, while Sprint C delivers hardening, validation, and sign-off. This plan sequences the remaining 19 tasks for efficient execution with minimal cross-team blocking.

## Sprint B Execution Strategy (4 weeks: 2026-03-29 to 2026-04-25)

### Week 1: Foundation Extensions (2026-03-29 to 2026-04-04)

**P0 Critical Path:**
- **P13-SB-A01** (Regulatory templates and validation engine)
  - Owner: Compliance Team + Reporting Team
  - Dependencies: P13-SA-A01 ✅
  - Deliverables: CBUAE-oriented templates, strict validation rules, compliance sign-off
  - Risk: Template changes late in cycle → Mitigation: Version engine + iterative reviews

- **P13-SB-B01** (Admin dispute operations and SLA escalation)
  - Owner: Operations Team + Dispute Team
  - Dependencies: P13-SA-B01 ✅
  - Deliverables: Assignment workflows, SLA breach alerts, admin closure flows
  - Parallel with: P13-SB-B02 (different teams)

- **P13-SB-C01** (AFEX GL posting production adapter)
  - Owner: Integrations Team + Finance Team
  - Dependencies: P13-SA-C01 ✅
  - Deliverables: Production adapter, retry semantics, idempotency validation
  - Critical: Unblocks reconciliation work

**P1 Concurrent:**
- **P13-SB-E01** (Push/SMS/email adapter implementation)
  - Owner: Notifications Team + Integrations Team
  - Dependencies: P13-SA-E01 ✅
  - Deliverables: Three delivery channels, fallback order, failure recording

### Week 2: Operational Workflows (2026-04-05 to 2026-04-11)

**P0 Critical Path:**
- **P13-SB-B02** (Partial/full refund and reversal workflows)
  - Owner: Ledger Team + Operations Team
  - Dependencies: P13-SA-B01 ✅, P13-SB-B01
  - Deliverables: Governed refund commands, financial invariant preservation
  - High Risk: Financial integrity → Extensive testing required

- **P13-SB-C02** (Card-wallet GL sync reconciliation jobs)
  - Owner: Settlement Team + Card Team
  - Dependencies: P13-SB-C01
  - Deliverables: Scheduled reconciliation, variance classification, auto-correction

- **P13-SB-D01** (Salary credit posting pipeline)
  - Owner: Integrations Team + Ledger Team
  - Dependencies: P13-SA-D01 ✅
  - Deliverables: Idempotent posting, exception queue handling

**P1 Concurrent:**
- **P13-SB-A02** (Admin reporting request and export controls)
  - Owner: Wallet Web Team + Operations Team
  - Dependencies: P13-SA-A02 ✅, P13-SB-A01
  - Deliverables: Role-gated report access, audit trails

### Week 3: Integration & Reconciliation (2026-04-12 to 2026-04-18)

**P1 Tasks:**
- **P13-SB-D02** (DIFF generation and reconciliation report)
  - Owner: Reporting Team + Settlement Team
  - Dependencies: P13-SB-D01
  - Deliverables: DIFF artifacts, mismatch reporting, reconciliation actions

- **P13-SB-E02** (Template management and versioning controls)
  - Owner: Notifications Team + Wallet Web Team
  - Dependencies: P13-SB-E01
  - Deliverables: Admin template CRUD, version history, safe rollout controls

### Week 4: Sprint B Validation & Gate (2026-04-19 to 2026-04-25)

**Activities:**
- End-to-end testing for all Sprint B deliverables
- Performance validation under load
- Security review for new privileged actions
- Sprint B gate assessment (no P0 carryover tolerance)

**Gate Criteria:**
- All P0 tasks complete: P13-SB-A01, P13-SB-B01, P13-SB-B02, P13-SB-C01, P13-SB-C02, P13-SB-D01, P13-SB-E01 ✅
- Maximum 1 P1 carryover to Sprint C
- No open critical defects
- All operational workflows validated

## Sprint C Execution Strategy (2 weeks: 2026-04-26 to 2026-05-09)

### Week 1: Observability & Monitoring Closure (2026-04-26 to 2026-05-02)

**P1 Operational Readiness:**
- **P13-SC-C01** (GL and settlement observability dashboard closure)
  - Owner: Observability Team + Reporting Team
  - Dependencies: P13-SB-C01, P13-SB-C02
  - Deliverables: GL outcome dashboards, variance alerts, exception tracking

- **P13-SC-D01** (WPS operational monitoring and runbook completion)
  - Owner: Operations Team + Observability Team
  - Dependencies: P13-SB-D01, P13-SB-D02
  - Deliverables: Active alerts, validated runbooks, tabletop exercises

**P0 Production Readiness:**
- **P13-SC-E01** (Notification DLQ and delivery SLO closure)
  - Owner: Notifications Team + SRE Team
  - Dependencies: P13-SB-E01
  - Deliverables: DLQ workflow, SLO tracking, failure drill validation

### Week 2: E2E Validation & Sign-Off (2026-05-03 to 2026-05-09)

**P0 E2E Validation:**
- **P13-SC-A01** (Reporting and regulatory E2E validation)
  - Owner: Reporting Team + Compliance Team
  - Dependencies: P13-SB-A01, P13-SB-A02
  - Deliverables: Scheduled/on-demand report validation, regulatory template acceptance, audit traces

- **P13-SC-B01** (Dispute/refund E2E closure)
  - Owner: Dispute Team + Ledger Team
  - Dependencies: P13-SB-B01, P13-SB-B02
  - Deliverables: Customer-to-admin lifecycle validation, financial integrity tests, SLA compliance

**Cross-Cutting Validation:**
- **P13-SC-F01** (Security, policy, and contract conformance closure)
  - Owner: Security Team + Platform Team
  - Dependencies: All P13-SC P0 tasks
  - Deliverables: Privileged action validation, API contract conformance, no critical findings

**Phase Closure:**
- **P13-SC-F02** (Phase 13 sign-off package)
  - Owner: Program Management + Track Leads
  - Dependencies: P13-SC-A01, P13-SC-B01, P13-SC-E01, P13-SC-F01
  - Deliverables: Evidence checklist, zero critical defects, stakeholder sign-offs

## Risk Mitigation & Dependencies

### High-Risk Areas
1. **Financial Integrity (P13-SB-B02):** Refund/reversal workflows
   - Mitigation: Extensive ledger invariant testing, approval workflow validation
   - Contingency: Parallel manual approval process if automation fails

2. **Regulatory Compliance (P13-SB-A01):** Template validation engine
   - Mitigation: Iterative compliance reviews, versioned template rollout
   - Contingency: Manual compliance review process for critical reports

3. **GL Reconciliation (P13-SB-C01/C02):** AFEX adapter + card-wallet sync
   - Mitigation: Idempotency validation, exception queue monitoring
   - Contingency: Manual reconciliation procedures during adapter issues

### Dependency Management
- **Cross-Track Dependencies:** P13-SB-A02 depends on P13-SB-A01; P13-SB-C02 depends on P13-SB-C01
- **Sprint C Blockers:** All P13-SC tasks require completed P13-SB prerequisites
- **External Dependencies:** AFEX test environment availability, regulatory template reviews

### Resource Allocation
- **Sprint B:** 7 teams engaged (Compliance, Reporting, Operations, Dispute, Ledger, Integrations, Notifications)
- **Sprint C:** Focus shifts to Observability + SRE + Security validation teams
- **Critical Path Teams:** Dispute Team + Ledger Team for refund workflows (highest risk)

## Success Metrics

### Sprint B Gate Criteria
- ✅ 7 P0 tasks complete (P13-SB-A01, B01, B02, C01, C02, D01, E01)
- ✅ Maximum 1 P1 carryover
- ✅ No open critical/high severity defects
- ✅ End-to-end workflow validation passing

### Sprint C Gate Criteria
- ✅ 4 P0 E2E validations complete (P13-SC-A01, B01, E01, F02)
- ✅ Zero critical defects
- ✅ All stakeholder sign-offs captured
- ✅ Phase evidence package complete

### Phase 13 Success Definition
- Operational reporting and regulatory packs generating with validated schemas
- Dispute and refund workflows operational with audit and SLA tracking
- GL posting and reconciliation meeting consistency thresholds
- WPS salary-credit and DIFF capabilities passing E2E validation
- Notification delivery channels production-ready with observability
- Phase 14 dependencies unblocked with signed evidence package

## Phase 14 Readiness Preparation

### Immediate Actions (Sprint B)
1. **merchant onboarding and acceptance channels** scope definition
2. **Inward remittance channel completion** requirements gathering
3. Cross-team resource planning for Phase 14 sprint allocation

### Phase 14 Entry Prerequisites
1. Phase 13 evidence package signed by Compliance + Finance + Security + Operations
2. All Phase 13 critical path items operational and monitored
3. Phase 14 technical design and sprint breakdown complete
4. Resource conflicts resolved between ongoing Phase 13 support and Phase 14 development

### Transition Planning (Late Sprint C)
- Phase 13 → Phase 14 handoff documentation
- Operational support model for Phase 13 deliverables
- Phase 14 team formation and sprint planning
- Go-live readiness checkpoint schedule

---

## Next Actions

1. **Immediate (2026-03-29):** Sprint B kickoff with track leads
2. **Week 1:** P0 task execution (regulatory templates, dispute admin, GL adapter)
3. **Week 2:** Operational workflow completion (refunds, reconciliation, salary posting)
4. **Sprint B Gate (2026-04-25):** No P0 carryover validation
5. **Sprint C (2026-04-26):** Observability and E2E validation sprint
6. **Phase 13 Closure (2026-05-09):** Signed evidence package and Phase 14 transition