Mastercard IPM sample — decoded, annotated
===========================================
Generated by `mix generate_ipm_sample`. Sample transaction content;
real framing/encoding/DE/PDS structure per the real specification
(docs/settlement_recon/ipm-clearing-formats-15-march-2022.pdf) and
confirmed against the GCMS Reference Manual (m-gcmsrefmanual.pdf, p.54)
for record framing.

File ID:          0022608250000003586200001
  file_type:       002 (Clearing file (member-generated))
  reference_date:  260825
  processor_id:    00000035862
  sequence_number: 00001
Processing mode:   T (Test)
Encoding:          ascii
Framing:           rdw
Message count:     7 (trailer PDS 0306: 00000007)
Checksum:          73550 (trailer PDS 0301: 0000000000073550)
Structural status: VALID — no problems found

─────────────────────────────────────────────────────────────────────
#1  MTI 1644  DE24=697  "File Header"  (control)
  DE71 Message Number: 1
  DE  24  Function Code                              697
  DE  48  Additional Data (PDS carrier 1)            010502500226082500000035862000010122001T
  DE  71  Message Number                             00000001
  -- PDS (from DE 48/62/123/124/125) --
    PDS 0105  File ID                                0022608250000003586200001
    PDS 0122  Processing Mode                        T


─────────────────────────────────────────────────────────────────────
#2  MTI 1240  DE24=200  "First Presentment"  (financial)
  DE71 Message Number: 2
  DE   2  Primary Account Number (PAN)               5412340000001234
  DE   3  Processing Code                            000000
  DE   4  Amount, Transaction                        000000015000
  DE  12  Date and Time, Local Transaction (YYMMDDhhmmss) 260825055453
  DE  22  Point of Service Data Code                 021019011010
  DE  24  Function Code                              200
  DE  26  Card Acceptor Business Code (MCC)          5411
  DE  31  Acquirer Reference Data (ARD)              09573826237000000001017
  DE  32  Acquiring Institution ID Code              0035862
  DE  33  Forwarding Institution ID Code             0035862
  DE  37  Retrieval Reference Number                 701199181273
  DE  38  Approval Code                              AUTH01
  DE  41  Card Acceptor Terminal ID                  TERM0001
  DE  42  Card Acceptor ID Code                      MERCHANT1234567
  DE  43  Card Acceptor Name/Location                AL AIN MARKET/AL AIN AE
  DE  48  Additional Data (PDS carrier 1)            0002003MCC01580060402010176006MERC01
  DE  49  Currency Code, Transaction                 784
  DE  50  Currency Code, Reconciliation              784
  DE  71  Message Number                             00000002
  DE  94  Transaction Originator Institution ID Code 0035862
  -- PDS (from DE 48/62/123/124/125) --
    PDS 0002  GCMS Product Identifier                MCC
    PDS 0158  Business Activity                      040201
    PDS 0176  Mastercard Assigned ID                 MERC01


─────────────────────────────────────────────────────────────────────
#3  MTI 1644  DE24=696  "Financial Detail Addendum"  (addendum)
  DE71 Message Number: 3
  DE   2  Primary Account Number (PAN)               5412340000001234
  DE  24  Function Code                              696
  DE  31  Acquirer Reference Data (ARD)              09573826237000000001017
  DE  71  Message Number                             00000003


─────────────────────────────────────────────────────────────────────
#4  MTI 1240  DE24=200  "First Presentment"  (financial)
  DE71 Message Number: 4
  DE   2  Primary Account Number (PAN)               5412340000005678
  DE   3  Processing Code                            000000
  DE   4  Amount, Transaction                        000000042550
  DE  12  Date and Time, Local Transaction (YYMMDDhhmmss) 260825055453
  DE  22  Point of Service Data Code                 021019011010
  DE  24  Function Code                              200
  DE  26  Card Acceptor Business Code (MCC)          5812
  DE  31  Acquirer Reference Data (ARD)              09573826237000000001025
  DE  32  Acquiring Institution ID Code              0035862
  DE  33  Forwarding Institution ID Code             0035862
  DE  37  Retrieval Reference Number                 161165822507
  DE  38  Approval Code                              AUTH01
  DE  41  Card Acceptor Terminal ID                  TERM0001
  DE  42  Card Acceptor ID Code                      MERCHANT1234567
  DE  43  Card Acceptor Name/Location                MERCURY CAFE/DUBAI AE
  DE  48  Additional Data (PDS carrier 1)            0002003MCC01580060402020176006MERC01
  DE  49  Currency Code, Transaction                 840
  DE  50  Currency Code, Reconciliation              840
  DE  71  Message Number                             00000004
  DE  94  Transaction Originator Institution ID Code 0035862
  -- PDS (from DE 48/62/123/124/125) --
    PDS 0002  GCMS Product Identifier                MCC
    PDS 0158  Business Activity                      040202
    PDS 0176  Mastercard Assigned ID                 MERC01


─────────────────────────────────────────────────────────────────────
#5  MTI 1240  DE24=200  "First Presentment"  (financial)
  DE71 Message Number: 5
  DE   2  Primary Account Number (PAN)               5412340000009012
  DE   3  Processing Code                            000000
  DE   4  Amount, Transaction                        000000008000
  DE  12  Date and Time, Local Transaction (YYMMDDhhmmss) 260825055453
  DE  22  Point of Service Data Code                 021019011010
  DE  24  Function Code                              200
  DE  26  Card Acceptor Business Code (MCC)          5999
  DE  31  Acquirer Reference Data (ARD)              09573826237000000001033
  DE  32  Acquiring Institution ID Code              0035862
  DE  33  Forwarding Institution ID Code             0035862
  DE  37  Retrieval Reference Number                 037904315096
  DE  38  Approval Code                              AUTH01
  DE  41  Card Acceptor Terminal ID                  TERM0001
  DE  42  Card Acceptor ID Code                      MERCHANT1234567
  DE  43  Card Acceptor Name/Location                SAMPLE RETAIL/SHARJAH AE
  DE  48  Additional Data (PDS carrier 1)            0002003MCC01580060402010176006MERC01
  DE  49  Currency Code, Transaction                 784
  DE  50  Currency Code, Reconciliation              784
  DE  71  Message Number                             00000005
  DE  94  Transaction Originator Institution ID Code 0035862
  -- PDS (from DE 48/62/123/124/125) --
    PDS 0002  GCMS Product Identifier                MCC
    PDS 0158  Business Activity                      040201
    PDS 0176  Mastercard Assigned ID                 MERC01


─────────────────────────────────────────────────────────────────────
#6  MTI 1442  DE24=450  "First Chargeback (Full)"  (chargeback)
  DE71 Message Number: 6
  DE   2  Primary Account Number (PAN)               5412340000009012
  DE   4  Amount, Transaction                        000000008000
  DE  24  Function Code                              450
  DE  25  Message Reason Code                        4837
  DE  31  Acquirer Reference Data (ARD)              09573826237000000001033
  DE  32  Acquiring Institution ID Code              0035862
  DE  33  Forwarding Institution ID Code             0035862
  DE  49  Currency Code, Transaction                 784
  DE  71  Message Number                             00000006
  DE  94  Transaction Originator Institution ID Code 0035862


─────────────────────────────────────────────────────────────────────
#7  MTI 1644  DE24=695  "File Trailer"  (control)
  DE71 Message Number: 7
  DE  24  Function Code                              695
  DE  48  Additional Data (PDS carrier 1)            0105025002260825000000358620000103010160000000000073550030600800000007
  DE  71  Message Number                             00000007
  -- PDS (from DE 48/62/123/124/125) --
    PDS 0105  File ID                                0022608250000003586200001
    PDS 0301  File Amount, Checksum                  0000000000073550
    PDS 0306  File Message Counts                    00000007